USDA loans are designed by the government to help medium income Americans living in rural and suburban communities buy a new home. They are the most competitive loan in the market
NO money down
Low interest rates
30 year fixed rates
You have the ability to roll in your closing costs into the loan
Flexible credit guidelines
Credit Score Requirements
Credit score requirements for USDA loans are different for each individual situation. Typically you want a credit score above 620, but if you fall below this threshold it doesn’t rule you out.
We have worked with people with credit scores as low as 580, so if you don’t know what your credit score is or haven’t checked it in a while please fill in an application on the right. Once received a USDA loan expert will assess your situation and give you advice on your circumstances.