Jumbo Loans: Do you need a mortgage over $417,000? With a jumbo loan, you’ll get our low rates for your larger loan amount.
Conventional Loans: including Alt-A programs that accommodate alternative document levels (including no income verification).
Harp 2: (Home Affordable Refinance Program) Refinance underwater mortgages into current market mortgage rates.
FHA: Low Down Payment A mortgage loan program where the interest rate does not change for the life of the loan with 3.5% down payment.
FHA 203(k) Rehab: with HUD’s 203(k) Great options for borrowers with no housing history and scores as low as 580!
FHA Streamline Refinance Program: FHA has permitted streamline refinances on insured mortgages since the early 1980s. “Streamline refinance” allows you to refinance into todays low rates. Underwater, negative equity homeowners can also qualify.
VA Mortgages: Another great option for 100% financing & no money down for veterans.
Adjustable Rate Mortgage (ARM): Mortgage loan program in which the interest rate is adjusted periodically based on an index. Also called a variable rate mortgage.
Law enforcement, teachers, firefighters and EMT Financing: Law enforcement officers, pre-Kindergarten through 12th grade teachers, firefighters and emergency medical technicians can contribute to community revitalization while becoming homeowners through HUD’s Good Neighbor Next Door Sales Program