We have the perfect solution for you.

For a limited time The Harp (Home Affordable Refinance Program) allows you to refinance underwater mortgages into current market mortgage rates saving you hundreds or even thousands of dollars every month. The ultimate goal is to allow a homeowner to do a mortgage refinance for a lower interest rate and overall monthly payment. The hope is that this will both stabilize the housing market and boost the overall economy, by putting extra dollars in the pockets of consumers who are likely to spend them.This program is a simple as a 5 minute application and we can typically issue same day approvals.

Key Features

•Regardless of your home’s current value, how much you owe, you can refinance into today’s low interest rates.
•Owner occupied, second homes and investment properties are permitted.
•Unlimited LTV (Loan to value) on owner occupied properties and 2nd homes.
•Investment properties ok, up to 115% LTV (Loan to value)
•Debt-to-income ratio’s approved up to 55%
•Loan balances greater than $417,000 permitted on single family residence only.
•No appraisal required

Check if you qualify

To find out if your loan is owned by Fannie Mae or Freddie Mac, simply call the toll-free numbers below or use their online lookup tools.

Fannie Mae: www.fanniemae.com/loanlookup 1.800.7FANNIE (8am to 8pm ET)

 Freddie Mac: www.freddiemac.com/mymortgage 1.800.FREDDIE (8am to 8pm ET)

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